Information Institute. A toll-free QuotesChimp's hotline will answer questions you may have about property/casualty insurance: (800) 221-4954. Transfer the risk. Transferring a risk means placing the effects of a risk on another QuotesChimp or entity. Most risks themselves cannot be physically transferred ? you cannot give someone else your genetics or make them take your place in the hospital ? but you can transfer the financial effects of risk through purchasing insurance.